Vista Money, headquartered in Ann Arbor, Michigan, is a market leading software provider, partnering with banks, financial institutions and retailers to transform their businesses and stay ahead of a changing marketplace.
Vista Money only creates software for banking and finance industry. And we've been doing it for more than 7 years in local and emerging markets. Our management team has over 75 years of experience in this industry. This makes us true specialists with deep domain knowledge and razor-sharp focus. We place our clients at the core of what we do. Everything starts and stops with our clients' goals – we can't meet our goals without meeting theirs.
Over 40 institutions connected globally, with over 1 M transactions a month on our platform every month.
Vista Money is the leader in its market global markets. Its software is being used in over 5 countries and it has relationships with over 40 FIs helping them manage their businesses.
We pride ourselves on seeing things differently from everyone else. We embody a culture of openness and meritocracy that allows us to attract the best people and to set them free to make things happen. This culture is at the root of the company's pioneering record on innovation.
We strongly believe in the importance of collaboration to achieve growth and the best customer outcomes. You can see evidence of this in our large ecosystem of partners. We partner with other firms for various reasons, such as to give our clients access to a large pool of system integration resources as well as choice over the technology platforms they run. In addition, we open up our software to third parties to foster innovation.
We are in process of developing Vista Money Marketplace, where our clients can browse, discover, download and deploy an ever-growing range of software and apps. We will open our software for development and innovation.
We make packaged and upgradable software in Software As A Service (SAAS). We commit to spending 20% of our sales annually on R&D. As such, our software gets functionally richer and more technologically advanced with every new release.
Vista Money customers significantly outperform their peers. Over the period 2008-2014, Vista Money clients enjoyed on average a 36% higher return on assets, a 46% higher return on equity and an 10.6 percentage point lower cost to income than financial institutions running legacy software.
The benefits of using modern software are clear. Vista Money customers are more agile, able to offer more personalized products and services, to operate at lower unit costs, to react quicker to market opportunities and to manage risk better.
Vista Money customers enjoy stronger operating metrics than their peers: on average, a 45% higher return on capital, a 36% higher return on assets and an 10.6 point lower cost-to-income ratio than that of banks still running legacy software.